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For most people, finding the right home in Lompoc, California is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Lompoc, California lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Lompoc within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Lompoc that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Lompoc (pronounced Lom' poke) is a city in Santa Barbara County, California, United States. The population was 41,103 at the 2000 census. Vandenberg Air Force Base dominates the economy, directly employing a large percentage of Lompoc's residents. Other mainstays of the economy include the federal prison complex, a diatomaceous earth mine, and agriculture (especially seed flowers and vegetables). Since the end of the Cold War, many workers employed in Santa Barbara have moved to Lompoc to take advantage of lower housing costs, effectively making Lompoc a 'bedroom community' of Santa Barbara. The character of the town has changed considerably with the growth associated with this demographic shift; in addition, new housing developments are spreading into the adjacent hills. In the 2000's, wine production has become more prevalent in the Lompoc Valley, with a number of wineries popping up along the 246 corridor linking Lompoc with Buellton. -- Source: Wikipedia.com
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Census Data for Lompoc, California
| Lompoc | California | United States | |
| Population | 41,103 | 33,871,648 | 281,421,906 |
| Median age | 32.2 | 33.3 | 35.3 |
| Median age for Male | 32 | 32.2 | 34 |
| Median age for Female | 32.5 | 34.4 | 36.5 |
| Households | 13,059 | 11,502,870 | 105,480,101 |
| Household population | 37,664 | 33,051,894 | 273,643,273 |
| Average household size | 2.88 | 2.87 | 2.59 |
| Families | 9,310 | 7,920,049 | 71,787,347 |
| Average family size | 3.42 | 3.43 | 3.14 |
| Housing units | 13,621 | 12,214,549 | 115,904,641 |
| Occupied units | 13,059 | 11,502,870 | 105,480,101 |
| Vacant units | 562 | 711,679 | 10,424,540 |
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